“AUTOMATED FINANCE AND THE ETHICS IT LEAVES BEHIND”

“Automated Finance and the Ethics It Leaves Behind”

“Automated Finance and the Ethics It Leaves Behind”

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At a gathering of bright young minds from the region’s top universities, Joseph Plazo—AI investor and founder of Plazo Sullivan Roche Capital—chose to talk not about growth, but governance.

MANILA — the atmosphere inside AIM’s lecture hall was not electric, but charged—with thought.

Plazo, a man whose trading systems are trusted by institutional investors across continents and have posted almost mechanical consistency, did not arrive to dazzle.

“Delegating decisions doesn’t absolve responsibility.”

???? **When the Innovator Becomes the Interrogator**

Unlike many critics of AI, Plazo is not an outsider. He shaped the system that now dominates.

Which makes his unease all the more compelling.

“Optimisation is a tool, not a compass.”

He referenced an early pandemic incident: an AI under his firm flagged a short trade on gold—right before central bank intervention reversed market expectations.

“We stopped it. It crunched numbers, not nuance.”

???? **Delay Isn’t a Bug. It’s a Human Feature.**

Plazo warned against the growing cultural obsession with speed—particularly in finance.

“Machines may win milliseconds. But humans protect meaning.”

He introduced a three-question model he calls **Conviction Calculus**—a checklist not for technical performance, but for ethical clarity:

- Is this consistent with how we want to be remembered?
- Does this decision consider factors machines miss—public mood, historical echoes, lived experience?
- Who takes responsibility if the outcome is devastating, but the logic was perfect?

???? **In a Region Racing Ahead, Who’s Asking the Difficult Questions?**

Markets in Singapore, South Korea, and the Philippines are being reshaped by code.

Plazo asked a harder question: “Can we build systems faster than we build the ethics to govern them?”

Recent high-profile failures stem not from incompetence—but overconfidence in automation.

“We created tools that don’t know how to say no.”

???? **Beyond the Bot: Plazo’s Push for Narrative AI**

Plazo isn’t calling for a retreat from technology.

He is instead building what he terms **“narrative-integrated AI”**—systems that assess not just numbers, but context, tone, and geopolitical undercurrents.

“AI should be a compass—not a cannon.”

Investors weren’t just curious—they were concerned.

One called the model:

“What regulation failed to build, this framework might.”

???? **The Next Market Failure May Begin With a Perfectly get more info Executed Mistake**

Plazo closed with a sentence that now circles boardrooms like a quiet echo:

“It won’t be noise that breaks us. It’ll be silence.”

It wasn’t an attack on AI—it was an appeal to remain human.

Because we built the machines. But we still write the stories.

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